Author: Rick Roma

I am in the process of refinancing my mortgage. Lower rate. Some cash-out. Pretty standard stuff. In doing so I contacted multiple lenders to receive quotes. Some had phantom 2% rates that disappeared once the fine print came out. Some had great rates. Some had decent rates but were willing to match any better rates.… Continue reading “Better Offer? We’ll Match It”: Refinance Edition →

This has become my new mantra. Don’t want to exercise? WWFRW. Want to eat that pint of ice cream? WWFRW. Don’t want to get out of bed? WWFRW. WWFRW. What Would Future Rick Want. It’s easy to focus on immediate satisfaction. How much better does another 20 minutes of sleep sound instead of going to… Continue reading WWFRW →

Yesterday, I was listening to the podcast, Capital Allocators, with guest Chris Dixon. The conversation turned to media consumption, and Chris spoke of his framework in a way that I never had before thought. Chris follows a keto diet for his nutritional consumption and thinks of media consumption in a similar light.  Twitter is sugar. The news… Continue reading Media Ketosis →

With 2021 now upon us, I have thought deeply for the last month on what resolutions I wanted to pursue. What would make the year a success? In the end, two resolutions came to front of mind. Be healthier.Less screen time. Yep. Probably the two most common resolutions on Earth. Nothing surprising. However, I thought… Continue reading 2021 Themes →

For the next three weeks, I am taking a break from civilization. Ok, not exactly, but I'm taking a break from the worst that the internet has to offer: email and social media. For the next three weeks, I'm using my remaining paternity leave. And disconnecting. No emails on my phone. Three weeks without dings?… Continue reading Break from Civilizaton →

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2020, man. In what world are we living? https://twitter.com/kanyewest/status/1279575273365594112 I’m started to think a platform where anyone can yell into the universe without any vetting could be problematic. https://giphy.com/gifs/season-13-the-simpsons-13x13-l2JdU7e38RqzdlakU It’s one thing when an old man is yelling at clouds. It’s another when those words can influence global politics. Let’s take two candidates with possible… Continue reading Ye for President? →

"We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.--That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed,--That whenever… Continue reading Happy 4th of July →

In a classic Seinfeld episode, George Costanza tells Jerry and Elaine, “Every decision I have ever made in my entire life has been wrong. Every instinct I have in every aspect of life—it’s all been wrong.” After a discussion about whether chicken salad or salmon salad is the true opposite of tuna salad, Jerry advises… Continue reading When in Doubt, Watch Seinfeld →

Recently, I joined Matt Mazzeo's Jam Session community on Geneva. It's a great collection of techies/VCs/writers and other interesting people shooting the shit on all kinds of topics. One of the questions I asked the community was: "Any advice for someone from a non-tech background (Real Estate Finance) in NYC to break into tech/venture?" @mazzeo… Continue reading Advice to Break into Tech/VC without a Tech Background from a World-Class VC →